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Finance & Insurance

RATESDOTCA

The most recent driving statistics from the Ontario Ministry of Transportation show that people are 36 times more likely to be injured in a collision if they aren’t wearing a seatbelt. Given their remarkable effectiveness, seatbelts are legally required to be worn when driving in Canada.

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If you have a backyard pool or are thinking about installing one, here’s everything you need to know about how it can impact the cost of your home insurance premium.

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Community safety zones were legislated under the Highway Traffic Act (HTA) in 2012 to protect children walking and biking to school. Zones are marked at the beginning and endpoints using road signs and are typically installed in school areas. While rules of the road don’t change in community safety zones, the consequences for traffic violations are significantly increased.

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When you buy a car in Canada, you’re legally obligated to get car insurance. Since all car owners are paying for insurance, we assume that if we get into a collision, our insurance companies will cover any damages that ensue.

However, there are certain cases when insurance companies have the right to deny insurance claims. Here are some of the most common reasons for why your insurance claim could be denied:

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Summer is prime time for campfires and roasted marshmallows. However, before starting a fire and enjoying the tasty treats cooked over one, it is essential to understand fire regulations in your area and what your home insurance will cover if something goes awry.

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Finding a good auto body shop can be challenging, especially after you’ve been involved in a collision.

For this reason, insurance companies often refer their customers to a list of preferred body shops to help get their cars back on the road as soon as possible — and decrease the odds of fraud.

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In 2017, Aviva Canada did an undercover investigation to expose fraud in the automotive repair industry. The insurance provider purchased 10 cars, purposely damaged them, and then had experts estimate the cost of repairs.

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The Queen's Journal

One of the most off-limits topics in our culture is money. The ‘money taboo’ keeps children from learning about financial literacy as they grow up. As a result, young adults often feel confused and overwhelmed when they have to navigate their own finances in university.

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With minimal education about financial literacy in high schools and universities, many students don't know where to begin when learning to navigate their finances as young adults.

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Everywhere, people seem to be talking about cryptocurrency.

Money has transformed from physical coins and bills in a piggy bank to numbers in a database. Now, to make matters more complicated, the world has moved on to cryptocurrency.

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For students living in Kingston, the norm is to pay exorbitant prices for substandard housing. It’s become a rite of passage for Queen’s students to move out of first-year residence and scramble to find housemates and sign leases before the best houses are gone. 

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